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On this path, you can apply for a closed-end home equity loan in which the bank pushes the entire loan amount across the counter at a fixed interest rate. <a href= "http://www.physics.ohio-state.edu/Calcium/data/docs/Debt-Consolidation-Service.html" >debt consolidation service </a> debt consolidation service http://www.physics.ohio-state.edu/Calcium/data/docs/Debt-Consolidation-Service.html

Undisciplined spenders who fall behind in paying off the home equity loans could lose their houses.